Medicare costs add up. Help shouldn’t be out of reach.
Medicare Savings Programs can pay your monthly Part B premium and other costs, saving you more than $2,400 a year. Find out if you qualify, then join us in making help easier to get for every Granite Stater.
What are Medicare Savings Programs?
Medicare Savings Programs (MSPs) are state-run programs that help people with Medicare pay their out-of-pocket costs. Depending on your income, an MSP can:
- Pay your monthly Medicare Part B premium ($202.90 in 2026)
- Cover Medicare deductibles, copays, and coinsurance (for people with the lowest incomes)
- Automatically enroll you in the Extra Help program, which lowers your prescription costs
If you qualify, that’s about $200 back in your pocket each month.
Don't Know These Terms? Click Here!
Premium: The amount you pay each month to have Medicare coverage, whether or not you use it. For most people, the Part B premium is taken directly out of their Social Security check.
Deductible: The amount you pay out of pocket for health care each year before Medicare starts to pay. In 2026, the Part B deductible is $283.
Copay: A set dollar amount you pay for a service, like $20 for a doctor’s visit or a prescription.
Coinsurance: Your share of the cost of a service, figured as a percentage. After you meet your deductible, Medicare usually pays 80% of the cost of doctor visits and outpatient care, and you pay the other 20%.
Extra Help: A federal program that lowers what you pay for prescriptions under Medicare Part D, including premiums and copays.
More information is available from the Centers for Medicare & Medicaid Services.
Who Qualifies for Help?*
New Hampshire residents enrolled in Medicare must meet certain general and financial requirements to qualify.
Individual
Income up to $1,796/mo
Savings up to $9,950
Couple
Income up to $2,435/mo*
Savings up to $14,910
*If living together, income and savings (called resources by DHHS) for both you and your spouse count when determining if you qualify. Resources include things like cash, bank accounts, stocks, bonds, and others. Your home and vehicles do NOT count toward the resource limit.
To apply, visit nheasy.nh.gov or call the NH DHHS Customer Service Center at 1-844-275-3447.
*For informational purposes only. New Futures does not administer Medicare Savings Programs in New Hampshire. If you have questions about the program or the application, please contact NH DHHS using the information above, or call NH's Aging & Disability Resources Centers (ADRC), which can help you or a loved one see if you could qualify for the MSPs, at 1-866-634-9412.
Your voice can change the rules. Lawmakers need to hear from people like you, who live with these costs every day.
In 2027, New Futures is working on legislation to help more Granite Staters qualify for MSPs, which may include increasing the income limit or removing the savings limit.
Share how you want to help and we’ll let you know when your voice can make the biggest difference!
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Here are some other quick ways you can make a difference.
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